| General Services |
| New Membership |
$10.00 |
| E-Statement |
FREE |
| Paper Statement |
$3.00 |
| Statement Copy (per copy) |
$5.00 |
| Hold Statements (checking/savings) |
$8.00 |
| Account Balance Inquiry (non-transaction) |
$2.00 |
| Account Audit/Research/Reconciliation/per hour |
$25.00 |
| Computer Printed Account History (per page) |
$2.00 |
| NSF Deposit/Payment (one party) |
$30.00 |
| (Two party) |
$15.00 |
| Teller Assisted Transfers (per transfer) |
$4.00 |
| Teller Checks Payable to Third Party(per check) |
$3.00 |
| Money Orders (each) |
$1.00 |
Fax (local) 1st page
Each Additional Page |
$2.00
$1.00 |
Fax (long distance) 1st page
Each Additional Page |
$3.00
$1.00 |
| Copy Service (per page) |
$1.00 |
| Account Number Change (more than 1 in 12 months) |
$40.00 |
| Refresh Checking |
| Monthly Service Charge |
$10.00 |
| Advantage Checking |
| Average Daily Balance less than $500.00 |
$7.00 |
| Average Daily Balance greater than $500.00 |
FREE |
| Courtesy Pay |
$30.00 |
| Golden Rewards Checking ( for ages 55 and above) |
| Monthly Service Charge |
FREE |
| One Box of Checks per year |
FREE |
| Money Orders |
FREE |
| Courtesy Pay |
$30.00 |
| Fees Applicable to all Checking Accounts |
| Online Banking |
FREE |
| Online Bill Pay |
FREE |
| THR Owned ATM's and Allpoint |
FREE |
| Pulse and other ATM Network Affiliates |
$3.00 |
| Virtual Branch Check Copies |
FREE |
| Check Copies (Teller Assisted) |
$3.00 |
| Stop Payment Request (per request) |
$30.00 |
| NSF Check/ACH Return (per transaction) |
$30.00 |
| Automatic Overdraft Transfer from shares |
$3.00 |
| Unauthorized Check Notice Fee |
$25.00 |
| VISA Check Card Replacement Fee |
$15.00 |
| VISA Check Card NSF/Overdrawn Fee |
$30.00 |
| VISA Debit/ATM Card NSF/Overdraft Fee |
$30.00 |
| Card Capture (per occurence) |
$17.00 |
| Bill Pay Inactivity Fee |
$5.00 |
| Money Market Accounts |
| First 6 Transactions each month |
FREE |
| Excess Transaction Fee for each after 6 |
$10.00 |
| Service Fee for Balance less than $2,500 |
$10.00 |
| Mega Money Market Accounts |
| First 6 Transactions each month |
FREE |
| Excess Transaction Fee for each after 6 |
$10.00 |
| Service Fee for Balance less than $25,000 |
$20.00 |
| Wire Transfer/Western Union |
| Incoming Wire (domestic) |
$5.00 |
| Outgoing Wire (domestic) |
$20.00 |
| Incoming Wire (foreign) |
$30.00 |
| Outgoing Wire (foreign) |
MKT |
| Wire Tracer |
$25.00 |
| Western Union |
$15.00 |
| Collections |
| Outgoing |
$20.00 |
| Incoming |
$15.00 |
| Regular Share Account |
| Withdrawals Exceeding 2 Per Month (per transaction) |
$5.00 |
| Account Closing Within 12 Months |
$20.00 |
| Reopen Fee Within 12 Months of Closing |
$10.00 |
| Monthly Inactivity Fee |
$7.00 |
| Holiday - Vacation Club |
| Early Withdrawals/prior to scheduled disbursement/per transaction |
$20.00 |
| Thrifty Teddy |
| Withdrawals Exceeding 2 Per Month (per transaction) |
$5.00 |
| Check Cashing |
| Check Amount Between $50.00 and $500.00 |
$2.00 |
Check Amount Above $500.00 of total check
(No charge for members with checking accounts or matching funds) |
2% of total
check |
| Temporary Checks |
| 1 to10 Checks |
$5.00 |
| Other |
| Cash Advance Fee |
$5.00 |
| Coin Count (Dallas Office Only) |
7% of total |
| Deposit Verification |
$25.00 |
| Garnishments |
$40.00 |
| Return Mail/Address Change Fee |
$5.00 |
| Loan Fees |
| Loan Application Fee |
$20.00 |
| Title Processing Fee |
$40.00 |
| UCC1 Processing Fee |
$50.00 |
| Home Equity Fee |
$150.00 |
| Safe Deposit Boxes |
| Size 3 X 5 Annual Fee |
$25.00 |
| Size 3 X 10 Annual Fee |
$35.00 |
Size 5 X 10 Annual Fee
|
$50.00 |
| Size 10 X 10 Annual Fee |
$80.00 |
| Key Deposit |
$25.00 |
| Lost Key |
$80.00 |
| Drill Box |
MKT + $15 |
