Direct Deposit/Automated Clearing House – Your paycheck, Social Security check or other recurring checks can be automatically deposited into your account of choice. It’s fast, efficient and safe.

Payroll Deduction – A portion of your paycheck may be automatically deposited into one of your accounts – or deducted as a loan payment. Contact your company’s payroll department to determine if this option is available.

Net Pay – After the necessary deductions, you may deposit the remainder of your paycheck directly into one of your accounts. Ask your employer if this service is available.

Pre-authorized Draft – Make automatic recurring payments directly from your credit union account for bills such as insurance, mortgage, phone or electricity. Call your providers to see if they offer this service.

Wire Transfers – We can help move your money around the world by bank wire. Send international wires by 11 a.m., domestic wire transfers by 2 p.m., or receive yours until 4 p.m., Monday – Friday. At THR Credit Union, your incoming wires are free.

Online Banking (Virtual Branch) – Managing your money is easier than ever with this convenient feature. Transfer funds between accounts, make loan payments, view your checks that have cleared and know what the current balance in each one of your credit union accounts online.

24 Hour Audio Response System (STARS) – Our exclusive voice information phone system is ready day and night. With your selected personal identification number, you’ll be able to conduct a wide array of inquiries and transactions from any touch-tone telephone. And all of your calls are free, of course.