Regular Share Savings – Your savings in this plan represents your member-ownership in THR Credit Unions. A minimum deposit of $25.00 is required to open your Regular Savings Account. Dividends accrue daily and are paid monthly on your average daily balance of $250.00 or more.

Share Certificates of Deposit – Select from a variety of options that offer competitive rates of return over a specific period of time. Interest is compounded and credited monthly. You may elect not to have interest compounded, and at your option, the interest earned monthly may be deposited directly to your Regular Share Savings Account.

Individual Retirement Accounts – Plan for your future with our IRAs, including traditional, educational and Roth. Thrifty Teddies Share Savings Account – This account is designed for children from birth to age 12. A minimum deposit of $5.00 is required to open the account.

Vacation Club Account – Funds in your Vacation Club Account are disbursed annually in May of each year, just in time for summer vacation. A minimum deposit of $20.00 is required to open this account.

Holiday Club Account – This account is designed to help you save for the holidays. Funds in your Holiday Club Account are disbursed to you annually in November of each year. A minimum deposit of $20.00 is required to open this account.

Regular Checking Account – This checking account is to meet your needs and gives you unlimited check writing privileges. There is “No Monthly Service Charge” if you maintain an average daily balance of $500.00 or more, plus you will earn dividends. A minimum initial deposit of $100.00 is required to open your Regular Checking Account. You will receive a VISA Check Card when you open the account with ATM access privileges.

Golden Rewards Checking Account – This checking account is designed for members age 55 and above. With a minimum initial deposit of $100.00 you will enjoy “No Monthly Service Charge” and unlimited check writing privileges. You will also receive a coupon for a free box of checks when you open your Golden Rewards Checking Account and receive a VISA Check Card with ATM access privileges. Other rewards are Free Money Orders and Free Travelers Cheques (No fees to purchases these instruments).